ipf
With as little as $10,000 or as much as $10,000,000, you can easily copy my Formula and buy just 12 different stocks with most any broker. It will immediately:
Avg. Country Debt to GDP
55%
233% better than US (129%)
~7.00%
580% higher than S&P 500 (1.20%)
11.45
253% less than S&P 500
* Statistics based on portfolio data as of purchase date. Past performance is not indicative of future results. S&P 500 dividend yield of 1.3-1.4% and trailing P/E (TTM, as-reported): 31.39 as of 4:00 PM ET, Monday Jan 26, 2026. Source: multipl.com
Important Disclaimer
All investing involves risks, and the Inflation Protection Portfolio may not achieve its objectives, so you could lose money. I am not acting as your financial advisor or your broker. This report simply explains what I have personally done and why. If you act on this information, the risk is yours and yours alone. I own the stocks identified in this report, and if you buy any of them, it may benefit me.
about
I am a 75 year old investment banker who has participated in the stock and bond markets across the world for more than 45 years. As the owner of an SEC Registered Broker Dealer and Financial Advisor and a Mortgage Company, over the years I have advised and represented many major corporations including General Motors, Kroger Stores and Citibank. I also initiated many programs that provided new securities to investors across the US and I advised the United States Treasury on creating the STRIPS program.
I own the IPP.
I created the Inflation Protection Portfolio ("IPP") for my own account, purchased, and currently own all of the securities. I have invested approximately one-half my liquid assets in the IPP and strongly believe that this portfolio with its strong countries, companies and high dividends will hedge me against expected US inflation and may be less volatile and more diversified than gold, silver or crypto over a five year period.
ADRs
Having decided to go international, I researched making deposits in offshore banks and felt queasy about their political risk, fraud risk, and stability. Further, to spread money into many different banks in far away places might be a management nightmare and a big estate issue for my children.
American Depository Receipts held in a US brokerage account were an ideal solution.
While I knew American Depository Receipts, ("ADRs") were denominated in other currencies and traded on the NYSE or NASDAQ for years, I did not know three facts:
There are 2440 ADRs!
Many were very large companies and quite liquid!
Many were trading at far lower Price Earnings multiples than comparable US stocks!
How Do ADRs Work?
1- Deposit of Shares: A U.S. depositary bank arranges for shares of a foreign company to be purchased and held by a custodian bank in the foreign company's home country.
2- ADR Issuance: The U.S. bank then issues ADRs, which are certificates representing those underlying foreign shares, to U.S. investors.
3- Segregation: The actual foreign shares are held in custody by the foreign custodian, separate from the U.S. depositary bank's own inventory or assets, ensuring they are protected.
4- Trading: U.S. investors buy and sell the ADRs in U.S. dollars on U.S. exchanges (NYSE, Nasdaq), avoiding foreign currency and market complexities.
Why It Matters
1- Investor Protection: This structure protects investors because the foreign shares backing the ADRs are not part of the depositary bank's general assets, meaning they aren't at risk if the bank faces financial trouble.
2- Simplified Investing: It allows U.S. investors to easily own foreign stocks and receive dividends in U.S. dollars without directly dealing with foreign markets or currencies.
For more detailed information, visit: SEC ADR Bulletin
FORMULA
Get the Formula
Notice of Adjustments
Each purchaser of this report will receive an opportunity to purchase a secondary report of portfolio review whenever it is deemed time to issue such a report. These reports will be priced according to the complexity and effort it takes to create them.
Inflation Protection Portfolio IPP for Financial Professionals Registered with the SEC or FINRA
You immediately will receive excel file by email. Also will be included links to full descriptions of the countries and links to each stock's company website along with each stocks expected dividend rate, industry category, trailing twelve month Price Earnings Ratio, and each stocks capitalization in USD.
Inflation Protection Portfolio IPP for Investors who are Not Registered with the SEC or FINRA
You will immediately receive an excel file by email. Also will be included links to full descriptions of the countries and links to each stock's company website along with each stocks expected dividend rate, industry category, trailing twelve month Price Earnings Ratio, and each stocks capitalization in USD.
FAQs